Home Insurance for Property
in Trust
Our home insurance policies are handled by our experienced members of staff who we will ask your requirements and provide a suitable recommendation for you. If you would like a quotation please give us a call.
When searching for an online home insurance quote many people take the cheapest quote on the screen. After all, comparing meercats seems pretty easy!
Care needs to be taken however as not all policies are the same – and some have glaring holes in the cover provided…
For example, the latest trend is for some comparison websites to give you the option to include ‘Alternative accommodation’ cover. Cover for ‘Alternative’ accommodation’ is an essential part of a home insurance policy and in our opinion a policy should never have this removed, even for a discounted premium.
Essentially this provides cover for the cost of renting another place to live following an insured loss (such as a fire/flood/escape of water) whilst the your home is being repaired / restored to enable you to move back into. If this takes 2 years for example then you will not only be paying a mortgage on a property you cannot live in, you will also be paying rent for short term accommodation. Beware an insurer that doesn’t include the cost of alternative accommodation as standard – if that cover is missing then you’ll need to trawl through the rest of the policy to see what else is missing.
If you would like us to provide a quotation for your home insurance please give us a call and we can run through your requirements and recommend a policy that suits your needs.
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