Author Archives: julian@bickersinsurance.co.uk

How to calculate the house rebuilding cost for your insurance policy The rebuilding cost of a property is also known as the reinstatement cost and is used as the sum insured for insurance purposes. In order to minimise the risk … Continue reading

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Unoccupied property insurance specialist Bickers Insurance Services have warned policyholders to ensure that they have made preparations for the cold weather expected over the next few weeks, particularly if they are planning to leave their Read more [...]

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Home insurance between exchange and completion In a previous article, we discussed the importance of taking out an insurance policy on the property you are purchasing with effect from the exchange of contracts. However, obtaining buildings Read more [...]

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Risk of financial ruin for care home residents with ‘The wrong home insurance cover’ Thousands of homeowners in residential care risk losing their homes because of a common insurance clause restricting cover when a house is not lived Read more … Continue reading

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Insurance policy exclusions. It can seem that they are designed to catch you out when a situation arises and you need to make a claim. But why do so many people get caught out by the ‘small print’ contained in … Continue reading

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It’s going to get very cold this winter. If you own a holiday home, a second home or rental property which is not occupied full time, you must protect it against freezing or your burst pipe insurance claim could get … Continue reading

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Bickers Insurance Services have produced a factsheet for owners of unoccupied property, highlighting the cover restrictions which may apply when a home becomes empty because of the owner moving into care or passing away. The simple factsheet, Read more [...]

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Winter advice for owners of empty houses or unoccupied commercial property Well, it looks distinctly like we’ve had our Summer and many of us are now left wondering if we’re set for another harsh Winter like we had last year. … Continue reading

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