When you have a claim on your insurance policy you thought was great value, you may not be too happy to learn how your insurer managed to quote such a cheap premium. Particularly when you find out you volunteered to take an increased excess
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If you need property insurance following a large claim, you will need a highly skilled insurance broker and a willingness to look at risk management. After a serious fire, flooding, storm damage, escape of water or injury claim, insurers
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How to calculate the house rebuilding cost for your insurance policy The rebuilding cost of a property is also known as the reinstatement cost and is used as the sum insured for insurance purposes. In order to minimise the risk of under
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Tenants growing cannabis in rental houses is an increasing problem and landlords should consider the risk of weed growers damaging their rented home There is no doubt about it, home cultivation of cannabis has increased dramatically and
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In a brand new year, a wave of optimism for owners of empty property reflects new hope that with a little investment, vacant premises can once again be let to paying tenants as the country pulls slowly out of the economic desperation of
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Unoccupied property insurance specialist Bickers Insurance Services have warned policyholders to ensure that they have made preparations for the cold weather expected over the next few weeks, particularly if they are planning to leave their
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Does a County Court Judgement CCJ or being bankrupt affect my insurance? When taking out or renewing an insurance policy an insurer will have questions about your history including details of an adverse credit record. This will affect
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Home insurance between exchange and completion In a previous article, we discussed the importance of taking out an insurance policy on the property you are purchasing with effect from the exchange of contracts. However, obtaining buildings
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Risk of financial ruin for care home residents with ‘The wrong home insurance cover’ Thousands of homeowners in residential care risk losing their homes because of a common insurance clause restricting cover when a house is not lived
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Before you let your unoccupied property it will need preparation. It may be just a building to you, to somebody else however it is going to be a home and you need to prepare it with this in mind. Does it need to be repaired? If there
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Insurance policy exclusions. It can seem that they are designed to catch you out when a situation arises and you need to make a claim. But why do so many people get caught out by the ‘small print’ contained in insurance policies? Contrary
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