An absent freeholder may initially seem like a blessing. No maintenance to pay, no ground rent, no service charges, no freeholder to answer to. Usually the freeholder is also responsible to arrange the buildings insurance too – so no
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If you are an executor handling the estate of a deceased person then you need to consider the insurance implications for the empty property. When a property is unoccupied, awaiting grant of probate or for sale, the standard home insurance
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We have an exceptional facility for empty property insurance for solicitors handling probate for their clients. Our unoccupied property policy is underwritten at Lloyd’s of London and provides cover for empty property regardless of the
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Property that has not been lived in and left empty for many years can often present problems for insurers. If you have been refused empty property insurance due to the length of time a property has been empty then you need to call us as
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Insurance cover for empty property when a homeowner moves out of their permanent residence Insurance arrangements for the empty property of a householder after they move into residential care will need your immediate attention - upon learning
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Trees and shrubs can damage the foundations of the property causing subsidence.  Management of trees is essential to ensure you don’t make the problems even worse One of the most common causes of subsidence damage to property is from
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Are you struggling with how to calculate your commercial property or house rebuilding cost for insurance purposes? Depending on the nature of the property and the insurance policy you are buying, you may need the cost of rebuilding of
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Losses resulting from leaking or burst pipes have a significant impact on the insurance industry and insurers pay out over £2.5m every day to policyholders for ‘escape of water’ claims. There are ways you can try to avoid being one
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A homeowner moving into a residential care home creates insurance implications for the home they have left empty and risk of financial ruin if they get it wrong! When a homeowner moves into residential care, you must tell the insurer
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Landlords exchange to completion insurance for rental property If you are a landlord or buying a property to let as an investment then you will need buildings insurance cover for your property to include the period exchange to
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Is your property being overlooked by potential tenants? Do you have plenty of viewings but tenants are moving on to the next property? Here’s a few tips on what a potential tenant likes, or dislikes and how to furnish your rental property. Tenants
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