Author Archives: colin@bickersinsurance.co.uk

The perils of ‘Standard terms’ When an estate practitioner reports to a household insurance company that the insured property is unoccupied, he will be faced with one of a few responses from the insurer, who will normally do one of … Continue reading

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If you are planning an extended break away from your main UK residence, you will need to consider the insurance implications on your home buildings and contents insurance. How will the holiday affect your policy – advice about water management, … Continue reading

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Even minor works on a property (such as redecoration) can affect the terms and the cover provided by an unoccupied property insurance policy. Spring is in the air, the birds are twittering in the trees and it’s still light when … Continue reading

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What to do with your water system in the home when your property is empty. Information about unoccupied property water and heating advice Escape of water claims are one of the most likely causes of damage when a property is … Continue reading

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Does building work or renovation work at my home affect my home buildings and contents insurance? If you are planning on carrying out building work at your property then you need to be aware of the affect this will have … Continue reading

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What are the main benefits of using a letting agent How to avoid the hassle of property repairs, how to find a good tenant, how to manage unpaid rent and rent arrears, how to renew tenancies, how to deal with … Continue reading

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If you are a landlord renovating a rental property then you need to consider the insurance implications of having an empty property undergoing works and the affect this will have on your insurance policy. Every landlord wanting to offer Read … Continue reading

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Worried about home security, requirements of your insurer. What is the best lock to fit, should you have CCTV or an intruder alarm system? 36% of domestic burglaries are committed by opportunists, a person passing a property, seeing an Read … Continue reading

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How to control risks in empty commercial or industrial property, how to reduce the risk of malicious damage, fire, theft, liability issues and how to reduce your building insurance premium for empty property Health & Safety Unoccupied Read more [...]

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Specialist insurance for unoccupied commercial buildings If you are the owner of an unoccupied commercial building then you will know all too well how much of a money pit an empty property is. One of the large expenses for empty … Continue reading

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Security you should consider to protect your empty property Security of an empty property is often a worry for a landlord and some sensible risk management precautions can help to reduce the risk of unwanted persons entering your property. Read … Continue reading

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