Rent Guarantee Insurance

As unpaid rents and evictions reach an all-time high, landlords wishing to escape the constant worry of whether next month’s rent will arrive are turning to rent guarantee and landlords legal expenses insurance.

What is rent guarantee insurance?

Any Landlord who lets a property runs the risk of rent default by the tenant. Even good references cannot predict a tenant falling on hard times and not being able to pay the rent.  It can take months, sometimes years to evict a tenant so rent guarantee insurance could be what you need to put your mind at rest. Unpaid rents are causing serious problems to landlords and the problem is deteriorating. With evictions at record levels, the financial implications for a landlord not being paid rent are worrying. Despite the upturn in the economy, personal finances have a long way to go and with firms still failing and staff becoming unemployed it is easy for a person to fall into difficulty and rent arrears.

Rent Guarantee Insurance is the easy and cost effective way to financially protect against rent defaults. A Rent Guarantee Insurance policy, taken out alongside our landlords insurance, can provide real peace of mind, and the full cost is tax deductible against rental income – saving even more money!

Rent guarantee & landlords legal expenses policy premiums

Period of coverPremium (stand alone basis)Premium (if you insure the property with us)

6 months

£88.60  £63.60

12 months

£123.58 £98.58


Note - These rates are checked and updated regularly. However, insurers do change rates without notice so please ask us to confirm a quotation before deciding to proceed with cover. The above premiums include insurance premium tax at a rate of 6% and the stand alone rates include a policy fee of £25.00. Each property needs a separate rent guarantee policy. 

Rent guarantee insurance policy summary

Rent guarantee insurance policy wording


Key features

  • Rent Arrears covered up to £50,000 per incident
  • Legal Expenses covered up to £50,000 per incident
  • No Excess to Pay
  • Unlimited Period of Rent Arrears paid
  • 6 or 12 Month options
  • All tenant types accepted
  • Cover is provided by DAS Legal Expenses Insurance Company Limited via Vasek Insurance Services Ltd 



Call Bickers Insurance today, the specialists in Property Insurance for friendly, helpful assistance
with unoccupied property, UK holiday home insurance, working abroad or in a care home:
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